Eight Tips for ATM Safety

As in any situation involving the handling of money, there is always a need to exercise caution and awareness. Here are some good practices for using an ATM to withdraw or deposit cash:

  1. Count your cash later. Put your money away immediately after completing your transaction. If you later find the ATM did not dispense the correct amount, contact the bank.
  2. Take your receipt with you. Discarded ATM receipts can be used for identity theft and account hijacking.
  3. Be aware of your surroundings. Use extra caution when using an ATM at night. If the lights aren’t working or if shrubbery blocks the view, don’t use it.
  4. Protect your card and PIN. Don’t write your Personal Identification Number (PIN) on your card or give the number out to anyone. If your card is lost or stolen, report it immediately.
  5. Be prepared. Have your ATM card ready in your hand when you approach the machine.
  6. Conduct transactions privately. Give people ahead of you space to conduct their transactions, and when you use the ATM, shield the keypad with your body and hand so no one can see your pin.
  7. Watch out for “skimmers.” Do not use an ATM that looks as if a device or an additional camera has been attached to it. If you are unsure, report your suspicions to the bank.
  8. Lock your car. If you leave your car and walk to the ATM, turn off the ignition and lock the doors. If you use a drive-up ATM, roll up all windows except yours.

Finemark National Bank & Trust has an office located on The Island at Shell Point Retirement Community. If you have questions about this article, contact us by phone at (239) 461-5999.

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