Lifecare is a program that aids in the protection of financial assets. It answers the most asked question of retired individuals: "Will my assets last as long as I do?" By purchasing lifecare for a set fee, individuals have the assurance of knowing that the remainder of their income will be protected in the event of the need for assisted living or long-term skilled nursing care.
Imagine if you could buy a new car this year and pay sticker price from 20 years ago! You would jump at the opportunity. Purchasing lifecare guarantees you will have care in the future when you need it. You will have already paid for that future care with an investment made in today's dollars. Even as prices for skilled nursing care and healthcare increase, you have already locked in your investment. Lifecare answers the question of whether a person will be able to afford long-term care in the future. The price of lifecare at Shell Point includes long-term care for life.
Rarely do both spouse's in a marriage remain equally healthy for an equally long period of time. By purchasing lifecare, couples ensure that the appropriate levels of amenities and services will be available to both spouses simultaneously, for life. This allows the couple to main their independence for much longer periods of time. Lifecare provides a safety net of services that allows the couple to maintain a close, loving relationship while either spouse receives the care he or she needs and deserves.
Lifecare provides the opportunity to maintain quality of life as we progress through the continuum of life. The services provided by a lifecare community, and a contract for care, assure the details that provide meaningful quality of life will be available as the years pass. At a certain point in our experience, we may desire to exchange the full-time maintenance of a home for the added benefit of amenities and an upscale lifestyle afforded by a resort-like setting. Decades later, our health may dictate the need for skilled nursing care. As energy levels decline, the need for services increases. Ultimately, lifecare is designed to meet the needs of the individual at every level of the retirement experience.Important Concerns
We all face a unique set of issues when planning for the future but consider how lifecare addresses these common concerns:
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Updated July 2011
Lifecare Contracts - A Sound Investment for a Secure Tomorrow
As we all know, planning ahead is the best assurance. In today's environment of escalating health care cost, Shell Point's comprehensive levels of care set it apart. To accommodate the unique needs and situations of our residents, Shell Point offers three contracts to provide a wide variety of options. These contracts are easy to understand and provide a range of packages to take the worry out of retirement while meeting your budget requirements.
This contract includes independent living with all of the lifestyle features and amenities available, plus unlimited assisted living and skilled nursing, whenever needed and for as long as needed, all covered by the same monthly maintenance fee.
This contract features reduced entrance fees and monthly maintenance fees, while providing independent living with all of the lifestyle features and amenities available, plus unlimited assisted living. This contract also includes guaranteed access to Shell Point skilled nursing at private pay rates.
This contract offers a 100% refund of the entrance fee upon death or contract cancellation. This contract does not include assisted living or skilled nursing, but provides guaranteed access to Shell Point's assisted living or skilled nursing at private pay rates.
Regardless of the plan you choose, when you become a resident at Shell Point, you will see your investment all around you - people whose sole job is to ensure your happiness and safety. This includes doctors, nurses, activity staff, food service, maintenance, house-keeping, security, and countless others.




